News & Insights

Post the 2015 pension freedom reforms, pensions are a lot more flexible than they were in the past. However, one allowance introduced at the same time, comes with a serious financial health warning and triggering it is best avoided.

With pension reform much in the news, high earners will be the big losers if a flat rate of pension tax relief is introduced, according to a recent authoritative report.

For those whose pension depends on the performance of the stock market the recovery in share prices in the past year could lead to an unexpected tax bill.

Cashflow modelling can help you understand how life decisions today might affect the viability of your future financial goals

Following the delivery of yesterday’s Budget 2021, we’ve prepared a Budget Summary and 2021/22 Tax Tables, both available to view and download in PDF format.

Bringing cashflow modelling to life: example of a client’s situation and points we might raise during a financial review meeting.