News & Insights

The dust from the Autumn Budget is settling, with changes to taxes, pensions, and investments that could affect you. Alongside a look back over how Gary Reynolds (Chief Investment Officer), Kapil Divecha (Head of Private Clients) and Sagar Dholiwar (Head of Corporate Clients) responded to the budget, we also share our Autumn Budget 2025 Summary, breaking down the key decisions that Rachel Reeves announced.

Gary Reynolds (Chief Investment Officer), Kapil Divecha (Head of Private Clients) and Sagar Dholiwar (Head of Corporate Clients) discuss their immediate thoughts after the budget, their expectations and any surprises, as well as how the announcements could affect you.

For over four decades, Courtiers has safeguarded clients’ wealth, delivering trust through our stewardship and the custodial partners we carefully select. Guiding your financial future is something Courtiers takes seriously, and our duty as a Financial Services organisation ensures we can uphold due diligence, implement robust business continuity and deliver client asset safety.

Inheritance tax (IHT), Agricultural Property Relief (APR) and Business Property Relief (BPR) will change from April 2026, affecting many small and family businesses. Jamie Shepperd, CEO of Courtiers and owner of Moorlands Farm, offers his opinion, alongside discussion around how Courtiers could help you if you’re affected.

Kapil Divecha recently became Head of Private Clients, leading the national Adviser team. Talking to him, he explains what he hopes to achieve in the role, the changes he’s implementing and his specialism in pension switches and transfers.

When was the last time you reviewed your will? As well as acting as your voice when you’re gone, a will ensures you can protect and look after your wealth and your family once you are no longer able to in person. Understand here what you should be aware of when making a will, and what the new legislation could mean for your future decisions.